Risk Insurance and Reinsurance Solutions, Inc. (Risk) of Deerfield Beach, Florida, an established marketer of special risk products for people who are in high risk occupations or who have medical impairments and who are considered uninsurable in the standard market, recently established a new web presence at http://www.impairedrisks.com. In order to provide you with accurate and timely information, Risk has reorganized itself into the following administrative areas:

Monica is responsible for new business processing, and agent/agency appointments and renewals. You can contact Monica at monica.kaminsky@riskw.com

Carolyne is responsible for evaluating, setting up the initial underwriting requirements, and follow-ups on underwriting requirements on each case. She determines the need for Attending Physician Statements (APS reports) in order for the Underwriters to evaluate current medical status and complete the underwriting process. You can contact Carolyne at carolyne.stephenson@riskw.com

Mary is responsible for the initial underwriting review of each case. She also fields preliminary inquiries from agents and generates quotes for presentation to clients. Mary is also responsible for closing out all delivery requirements and issuing policies. Mary is also responsible for the medical and financial underwriting review and approval of applications, and has been with Risk since November 2000. You can contact Mary at mary.laquidara@riskw.com

Ron is Risk's licensed agent, has been with the company since 1995, and has over 35 years of life and health underwriting experience. He is responsible for the initial underwriting review and evaluation of each case in conformance with FSL's underwriting criteria. Ron generally supervises the day-to-day operation of the office and troubleshoots problems from all areas as necessary. You can contact Ron at ron.swartout@riskw.com

Monika is responsible for assisting and supporting all marketing programs to drive lead generation, as well as coordinating general marketing efforts. She has been with Risk since 2004. She also responsible for mailing Agent Kits, coordinating the postcard mailer program, sending out blast fax/e-mails to prospects, and filling supplies requests. 　You can contact Monika at monika.scism@riskw.com

Jeff fields agent inquiries regarding new business and generates quotes for presentation to clients. He is responsible for securing new agent contracting and generating quotes on potentially new business application submissions. You can contact Jeff at jeff.rhodes@riskw.com

Angie processes and applies premium payments to clients' accounts, in addition to calculating the weekly distribution of premiums received in FSL's Trust Account. Angie is also responsible for paying agents' commissions, issuing 1099 forms to agents, processing accounts payable checks, maintaining general ledger accounting records, and generating financial statements for the company. Each month, she generates invoices to the insureds, processes Late Notices and Lapse Letters. You can contact Angie at angie.black@riskw.com