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Fidelity
Security Life Insurance Company introduces a new Guaranteed Renewable
Impaired Risk DI Product,
Platinum Plus 5-Year Benefit Plan
The following are highlights:
What's
New!
- Level Premium at Issue to Age 65; Higher Rates at Attained Age 65-70.
- Rates: Male/Female, Tobacco/Non-Tobacco with 5-Year Age Bands
- Guaranteed Renewable to Age 65; Conditionally Renewable to Age 70.
- Partial Disability is included in base rates, along with a Survivor Benefit, AD&D and Hospital Indemnity.
- Additional 5% 1st Year commission to be paid above your current contracted rates.
- Higher Graded Benefit Pay-Out in 1st Two Years (40%/75%)
What's Not!
- Continued Non-Medical Underwriting to $11,000/month
- Competitive Rates Age Last Birthday Issued to Age 60
- Own Occupation Extension Rider does not terminate at age 65
- Less restrictive terms for Partial DI, Survivor Benefit and Recurrent Disability definitions in comparison with the competition
- No Occupational Class Distinction
- Simple Base Rates; No Complicated Social Insurance Riders
Sample Rates Per $100 Benefit
| Age Last Birthday | 90-Day Elim | 120-Day Elim | 180-Day Elim | 365-Day Elim |
| Male | ||||
| 35 | $60.00 | $57.00 | $54.00 | $46.00 |
| 45 | $81.00 | $77.00 | $72.00 | $65.00 |
| Female | ||||
| 35 | $99.00 | $95.00 | $86.00 | $75.00 |
| 45 | $115.00 | $110.00 | $103.00 | $91.00 |
For agent/broker use only!:
Risk
insurance and reinsurance solutions
1208 W Newport Center Dr., Ste. 202
Deerfield Beach, FL 33442
Tel: 800-747-4464
FAX: 954-421-4185
Internet:
webmaster@riskw.com
